Savings account

Preferential rate of 0.10 % p. a. 

For regular monthly savings from EUR 20 to EUR 1 000

You will get a bonus rate if you don't withdraw any money from your savings account in the given period. 

Balances up to EUR 30 000 on the Savings account has a basic interest rate of 0.01 % p.a., and if the conditions defined in the General Terms and Conditions are fulfilled it also bears interest at a bonus rate of 0.09 % p.a., so together you can get a preferential rate of 0.10 % p.a. Balances above EUR 30 000 are remunerated at an interest rate of 0.00 % p.a. 

Up to 5 savings accounts 

No charge to your VUB Classic Account or VUB Extra Account. 

Money always available 

Your savings on a savings account are not subject to commitment. 

For more information on interest rates, see Deposit Product Interest Rates. 

Set a savings target: For what? 

When saving, it’s important to set a goal: why you want to defer and what you want to achieve. For example, saving for children's education, retirement, saving for the creation of a reserve or expenses in connection with a car, reconstruction of an apartment, etc. 

Set your horizon: How long? 

You can determine the horizon for ordinary saving according to the time period for which you want to achieve your goal. The advantage of a savings account is that you have your finances at your disposal at any time, even with unexpected expenses that may arise. 

Regularity: How often? 

Transfer even small amounts that you save every day to your savings account. The amount of the deposit is up to you. Via Internet banking or the VÚB Mobil Banking/VÚB Banking app, it’s quick and easy, or take advantage of flexi-savings, which ensures that each time you pay with a card, the amount you set is transferred to a savings account.