Refinancing loan
We make repayment easier
Replace your old loans with a VÚB refinancing loan. You will not have to wonder if you've paid all the installments this month and mainly you will save money.
Replace your old loans with a VÚB refinancing loan. You will not have to wonder if you've paid all the installments this month and mainly you will save money.
Fast equipment
Lower interest
One installment
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Your monthly installmentEUR- This bonus gives you savings of - EUR
Representative example
The monthly annuity instalment of a VUB Loan with Reward – discount on the interest rate (representing a benefit in the form of a 2% discount on the interest rate) – in the amount of €#D12#, with an interest rate of #D13#% p. a. and a maturity of #D14# months, is €#D15#. The annual percentage rate of the costs attains #D16#%, the number of instalments is #D14#. The fee for the loan granting is 2% of the loan amount, which is €#D18# in this case. The total amount to be paid by the client is €#D19#, excluding insurance.
To calculate the Annual Percentage Rate (APR), the estimated drawdown date is #D20#, the first instalment date is #D21#, and the annuity instalments amount is the same throughout the maturity period. The granting of the loan under the offered conditions is subject to approval by the Bank and depends on the assessment of the applicant’s ability to repay the loan. The result of the APR calculation is expressed with two decimals.
Edit Data
You can also save on a loan.
- Maximum loan amount 35 000 €
- Maximum repayment period 96 months
- For clients in this age range 18 - 73 years
Refinancing process
Recommended documents
If you are interested in refinancing your current loan or multiple loans, you can conveniently arrange the process at our branch office. To save time and to get a new loan as soon as possible, you can find a list of the necessary documents and papers to bring with you.
- Consumer Loan: Loan agreement
- Credit or installment card: Card account statement (it may also be from IB) or a loan agreement
- Overdraft on the current account: an agreement on the establishment of an authorized overdraft or a current account statement where this overdraft is set up (may also be from IB)
- Loan from a non-bank or leasing company: a current credit balance statement
If you need advice on your situation before you visit a branch please feel free to contact us.
Simple amenities
Allowed overdraft
With the authorized overdraft, you will always have some extra money available.
Môže vás tiež zaujímať
Poistenie k úverom
Poistenie schopnosti splácať pôžičku ochráni vás a vašich blízkych pred vznikom nepredvídaných životných situácií.
Zistiť viacPovolené prečerpanie
S povoleným prečerpaním peňažných prostriedkov máte k dispozícii vždy nejaké extra peniaze.
Zistiť viac