Savings account with a Mortgage

A savings account with a mortgage is another additional product to a VÚB Account / VÚB Magnifica Account, which allows you to easily, quickly and efficiently set aside available funds at a preferential interest rate to create a financial reserve for your mortgage loan.

In addition, money on the Savings account for a mortgage is subject to protection under the Act on Deposit Protection.

• with regular monthly savings of at least 20 EUR, You will be rewarded a discounted rate of 1.00% p.a.
• we enable you to save in a purposeful manner, create a reserve for example for overheads, nonscheduled or early mortgage payments at VÚB Bank
• You do not pay for account maintenance and funds transfer
• with a standing order, you can be sure that your savings will bear interest at a preferential interest rate each month

Conditions for obtaining a preferential interest rate on a savings account with a mortgage*

• regular monthly payments to the savings account in the amount of 20 EUR - 1,000 EUR
• maximum one debit transaction from the Savings Account with a Mortgage in the given calendar month
• the owner of the savings account for the mortgage is the main owner of a mortgage at VÚB, who properly repays it

• you can change the amount of monthly payment depending on your needs
• you always have the money "at hand"
• your savings account is always under control via Internet banking
• establish your savings account easily online via the new Internet banking

Do you want to know how your money bears interest on the Savings account with a mortgage? Take a look at our interest rates.

You can also open a savings account with a mortgage through the new Internet Banking.

More information on Interest rates for deposit products.

• pravidelné mesačné platby na sporiaci účet vo výške 20 eur – 1 000 eur; 

• maximálne jedna debetná transakcia zo Sporiaceho účtu k hypotéke v danom kalendárnom roku; 

• majiteľ Sporiaceho účtu k hypotéke je hlavným vlastníkom hypotéky vo VÚB, ktorú riadne spláca. 

* Zostatky nad 50 000 eur sa úročia úrokovou sadzbou 0,00% p. a. 

Chcete vedieť, ako sa úročia Vaše peniaze na Sporiacom účte k hypotéke? Pozrite si naše úrokové sadzby.